Banks, markets, consumer credit, housing finance, and the agencies that police them. We're tracking 37 bills in this area — 37 still in play.
Bill gives states more power to create and enforce rules protecting seniors from financial exploitation.
Increases small business reorganization bankruptcy debt limit from $3.4M to $7.5M.
Creates federal rules for digital assets (crypto) traded on blockchain, giving the Commodity Futures Trading Commission primary regulatory authority.
Senate passed this financial sector bill by unanimous consent on Aug. 7, 2026, after Banking Committee discharged it without formal hearing.
Prohibits senators, representatives, and their staffs from trading stocks based on nonpublic information learned through their official duties.
Bill targets pandemic-era unemployment benefits fraudulently obtained and now held in bank accounts.
Detailed analysis pending—official summary not yet published by Congressional Research Service.
Gives new banks three years to meet capital requirements instead of immediate compliance.
Treasury stops producing pennies (except for collectors) immediately upon enactment.
Detailed analysis pending — official summary not yet published by Congressional Research Service.
Bans payment card networks from using merchant codes that identify firearms retailers separately from general or sporting-goods stores.
Tightens rules on federal waivers that let big banks buy failing banks without hitting the 10% deposit cap.
Requires credit data resellers to use reasonable procedures to verify accuracy of credit information they compile from other agencies.
Blocks SEC from forcing securities exchanges and brokers to share investor personal data for the Consolidated Audit Trail (CAT), a regulatory tracking system.
Allows landlords, utility companies, and HUD to report on-time rent and utility payments to credit bureaus.
Detailed policy specifics unavailable—official summary not yet published by Congressional Research Service.
Bill requires the National Flood Insurance Program (NFIP) to disclose how premiums are calculated and what factors affect rates.
Bill would change rules determining who qualifies to buy a home, likely adjusting credit, income, or down payment requirements.
Extends the Terrorism Risk Insurance Program through 2034, letting private insurers pass terrorism-related losses to the federal government.
Extends deadline for prosecuting pandemic unemployment fraud from 5 to 10 years for criminal cases, 6 to 10 years for civil claims.
Investment companies can delay redeeming securities for seniors 65+ or adults with mental/physical impairments if they suspect financial exploitation.
Eight federal financial agencies must assess their current technology systems and supervisory capabilities within a defined timeframe.
Restricts retirement plan managers from considering political or social factors when investing workers' 401(k)s and pension funds.
Repeals the Corporate Transparency Act, which requires companies to report who actually owns them to the Treasury Department.
Four federal banking agencies must jointly study how banks currently use advanced fraud detection technology, including AI and machine learning.
Detailed analysis pending — official CRS summary not yet published.
Bill would legalize prediction markets — platforms where people bet money on future outcomes of events, prices, or policy decisions.
Detailed policy text not yet available — bill introduced April 20, 2026 with no official summary published.
Likely expands shareholder voting rights or reduces barriers to shareholder proposals at public companies.
Creates a new advisory committee within the SEC to guide regulatory decisions on public companies.
This bill makes changes to financial sector regulations and rules that govern banks, investment companies, and other financial institutions in the United States.
This bill creates a process for Congress to review and evaluate how federal financial agencies are doing their jobs, including banks, investment firms, and consumer protection agencies.
Eliminates interest payments Federal Reserve banks currently make to large deposit-holding institutions on their reserve balances.
This bill updates rules that govern how financial research about companies and stocks is conducted and shared with investors.
Institutional investment managers must annually report how they voted on shareholder proposals and what percentage followed proxy advisor recommendations.
Requires brokers and investment advisers to base 'best interest' guidance primarily on financial performance metrics, not environmental or social factors.
Defines when multiple securities law breaches count as a single violation for penalty purposes.